Important Disclaimers and Legal Information
Past performance does not guarantee future results
Financial planning involves risk and individual circumstances may affect outcomes
Please read these important disclaimers carefully before using our consultation services. These statements outline the limitations and responsibilities associated with our financial planning guidance.
General Information Disclaimer
The information provided through our consultation services is for general guidance purposes only. All financial planning advice is tailored to individual circumstances discussed during consultations. Results may vary based on personal financial situations, market conditions, and individual implementation of suggested approaches.
Limitations of Liability
Our liability is limited in the following circumstances
- We are not responsible for market fluctuations or economic changes beyond our control
- Individual results depend on personal circumstances and implementation of consultation guidance
- We cannot guarantee specific financial outcomes or timeline achievements
- Consultation advice is based on information provided by clients at the time of service
Information Accuracy and Currency
While we strive to provide current and accurate information during consultations, financial markets and regulations change frequently. We recommend regular review sessions to ensure guidance remains relevant to your circumstances.
Important Note: Always verify current market conditions and regulatory requirements with relevant authorities before making significant financial decisions
Nature of Consultation Services
Our services provide general financial planning guidance through consultation sessions. We do not provide
- Specific investment product recommendations without proper consultation
- Tax preparation services or formal tax advice
- Legal advice regarding financial matters
External References and Links
Any references to external resources during consultations are provided for informational purposes only. We do not endorse or take responsibility for third-party content or services mentioned in our guidance sessions.
No Warranties or Guarantees
We provide consultation services on an "as is" basis without warranties of any kind, whether express or implied.
No guarantee of specific financial results or outcomes
Client Responsibilities
Clients agree to use consultation guidance responsibly and understand that implementation of financial planning advice carries inherent risks. Personal due diligence is required before making financial decisions based on consultation discussions.
Governing Law and Jurisdiction
These disclaimers are governed by Australian law and regulations. Any disputes will be resolved under Australian jurisdiction in accordance with local consumer protection laws.
Regional Considerations: Australian financial services are subject to specific regulatory requirements
- Australian Securities and Investments Commission (ASIC) regulatory oversight
- Australian Consumer Law protections apply to all consultation services
- Privacy Act 1988 governs handling of personal financial information
Severability Clause
If any portion of these disclaimers is found unenforceable, the remaining provisions shall continue in full effect. This ensures continued protection for both parties in consultation relationships.
Complete Understanding
These disclaimers, together with our terms of service and privacy policy, represent the complete understanding between our service and clients regarding limitations and responsibilities of consultation services.
Contact Information for Disclaimer Questions
If you have questions about these disclaimers or need clarification about our consultation services, please contact us
Email Address: contact@drovanelystor.com
Phone Number: +61 2 1924 7397
Business Address: 142 Collins Street, Melbourne VIC 3000, Australia
Last updated on September 11, 2025
These disclaimers are reviewed regularly to ensure compliance with current Australian financial services regulations